Industries
MCA underwriting, by industry.
The same statement reads differently for a restaurant and a construction firm. Here is how each segment looks on the underwriting floor — and how Vyaso reads it.
Restaurants & food service
Daily card settlements, delivery-platform payouts, and the revenue cadence that defines the segment.
ReadConstruction & infrastructure
Milestone draws, retainage releases, and lumpy project-based revenue.
ReadHealthcare & medical
Concentrated payer reimbursements, irregular timing, and the structural differences from other segments.
ReadRetail & e-commerce
Card processors, marketplace payouts, chargeback visibility, and Q4 seasonality.
ReadProfessional services
Retainers, project fees, trust accounts, and the personal-business mixing that distinguishes the segment.
ReadManufacturing
Net-30 / net-60 B2B payment terms, supplier flows, and quarter-end batch shipments.
ReadTransportation & logistics
Freight factoring, broker payments, and the patterns that distinguish factoring from stacking.
ReadTechnology & SaaS
Recurring revenue, subscription processors, and the stricter velocity and concentration thresholds the segment requires.
ReadReal estate
Rent collections, sale proceeds, escrow flows, and the structurally bidirectional patterns of the segment.
ReadRun Vyaso on your portfolio.
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