Glossary
Symmetric transactions
Also called: mirrored debits and credits
One-sentence definition
Symmetric transactions are debit-credit pairs of similar amount with the same counterparty within a short time window, often used to recycle money and inflate apparent revenue without real economic activity.
Key takeaways
- The simplest pattern of revenue inflation.
- Visible as same-counterparty debit and credit of similar amount within a few days.
- Single pairs may be legitimate refunds; clusters are suspicious.
Why it matters for MCA underwriting
Direct symmetry is the entry-level revenue manipulation technique. It is easy to execute and, in a one-pass review, easy to miss because each side of the pair looks innocuous in isolation.
How Vyaso detects symmetric transactions
Vyaso pairs debits with credits by counterparty, amount similarity, and time proximity. Repeated pairs across the statement raise the symmetry score. Industry tuning relaxes the matching for businesses where bidirectional flows are normal.